Help & feedback
How everything works — and a direct line to tell us what to build next.
Getting started
Three steps and you have a live net-worth figure.
Set up your workspace
Pick the countries you hold money in and the base currency you'd rather think in — everything gets converted to it. One country is fine; add more whenever you need to. You can change all of this later in Settings.
Add what you own
Go to Accounts & assets. Choose a kind — Cash, Bank, Securities & Stocks, or Tangible Assets — and the form adapts. The account types offered follow the country you pick, so a Pakistani account offers PSX / CDC and Roshan Digital, while a Canadian one offers TFSA, RRSP and FHSA.
Watch it stay current
The dashboard converts every balance at live FX rates and shows one consolidated total. Gold and silver are priced live by weight. Nothing needs a bank login — you enter what you choose to track.
Accounts & asset kinds
The kind you choose decides what the account can do.
Cash and Bank
Deposits, withdrawals and transfers. Bank accounts also get the full banking ledger — cheques, bills, card payments, profit and charges — plus statement reconciliation.
Securities & Stocks
Everything a cash account does, plus buy, sell and moving shares between custody accounts. Holdings and cost basis are tracked automatically.
Tangible Assets
Property, gold, silver, vehicles. Metals are held by weight (tola, grams, ounces) and revalued at live prices. Property carries an address, and a rented flag if it earns income.
Why can't I buy shares in my bank account?
Deliberate. A bank account can't hold securities, so Buy and Sell aren't offered — the same rule is enforced on the server, not just hidden in the screen. It stops mistakes rather than tidying up after them.
Reordering
Drag the ☰ handle on the left of any row to put accounts and assets in the order you think about them. The order is saved and used across the app.
Securities & holdings
Built for the case where the same holding sits in more than one place.
Buying — finding the right symbol
Type a company name rather than guessing a ticker. Searching "meezan bank" finds MEBL. The catalogue carries the complete Pakistan Stock Exchange listing plus common TSX and US securities, and your country's market is shown first. Anything unlisted can still be typed in by hand.
Selling
You can only sell what you actually hold — the security is chosen from a list of your holdings and the quantity is capped at your position. No short positions, and no phantom tickers.
The Securities page
Account pages answer "what's in this account?". The Securities page answers the other question — "where is my Meezan?". It shows every holding, how it splits across accounts, its open tax lots, and a full ledger of every buy, sell and transfer.
Moving shares between accounts
In Pakistan shares sit either in your broker's CDC sub-account or your own CDC account, and move freely between them. Use Move shares on either the account or the security page. This is a change of custody, not a sale — no gain is realised, the cost basis travels with the shares, and the original purchase dates are preserved, which matters because PSX capital-gains tax depends on them.
Cost basis
Tracked per country automatically: pooled average cost for Canada, FIFO for Pakistan. Every buy opens a tax lot; every sell consumes lots in the right order and records the realised gain.
Bank ledger & reconciliation
Two balances that are both correct and rarely equal.
Recording transactions
Choose Money in or Money out, then what happened — cheque issued, bill paid, credit card paid, cash withdrawal, profit received, bank charges, Zakat deducted. The fields change to match, so a cheque asks for a cheque number and payee.
Book balance vs cleared balance
Your book balance is everything you've recorded. Your cleared balance is only what the bank has actually processed. A cheque you issued last week is real money committed but not yet gone — that gap is normal, not an error.
Reconciling to a statement
Enter the statement date and its closing balance. Tick off entries as they appear. The page shows your cleared balance, the difference, and every outstanding item. When it ties out you'll see Balanced; when it doesn't, it tells you which direction to look.
Outstanding cheques
Anything still pending is listed with its age. Past 90 days it's flagged stale — usually a cheque that was never presented, or one you forgot to clear.
Profit and tax withheld
Enter what the bank actually credited, plus the tax it withheld — that's how the statement reads. On a Pakistani account the expected withholding is shown alongside so you can spot a wrong deduction, and it shows what filer status is costing you.
Tax features
Estimates to help you plan — never a substitute for your accountant.
Filer and non-filer
Set each person's Active Taxpayers List status in Settings. Pakistani withholding rates roughly double for non-filers, so the app shows both figures and the difference in money.
Withholding tracked where it's deducted
Tax withheld on rent, dividends, capital gains and bank profit is recorded against the transaction. That's the raw material for a foreign tax credit where you file.
A caution on foreign tax credits
Canada caps an individual's foreign tax credit at 15% of the foreign income. Pakistan withholds 20% on bank profit, so roughly a quarter isn't creditable — it becomes a deduction instead. The app models this so the number you plan with is realistic.
Calculators
Sixteen free calculators run on the same engines as the app — income tax, rental tax, PSX capital gains, Zakat, TFSA and RRSP room, mortgage stress test, family benefits, foreign tax credit and more. No account needed.
Your data
Do you connect to my bank?
No. There are no bank logins and no screen-scraping. You enter what you choose to track, which means nothing is exposed that you didn't put there yourself.
Where is it stored?
In a managed PostgreSQL database over encrypted connections. Passwords are stored only as salted hashes.
Is this financial advice?
No. WealthBridge is a tracking and analytics tool. Tax figures are estimates to help you plan and organise — confirm anything that matters with a qualified accountant in the relevant country.
Send feedback
WealthBridge is shaped by what people actually need. If something is missing, wrong or confusing, tell us — it goes straight to the person building it.
Tracking & analytics only. Not financial or tax advice.